WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Tuesday, October 8, 2013

About Cash Advances

About Cash Advances
Cash advances are short-term loans for emergency use and should not be used as a solution to long-term debt problems. Counseling with a financial counselor is recommended before applying for a short-term loan. It is also a good idea to get a copy of your credit report to make sure it is accurate. A financial counselor should be able to work with you in eliminating any inaccuracies.

There are some pre-screening questions which need answering before proceeding with the application process. These include: Applicant must be 18 years or older; must not be a resident of Georgia; must have stable employment making $1000 per month or $800 in other income per month; and must have a bank account. Next, is the application process itself. It consists of a form which is available online or by telephone. If you qualify, the money is wired into your account within twenty-four hours. Also, there is no obligation just to see if you qualify.

In terms of privacy, no personal information is transmitted from the websites. There is strict compliance with all federal safeguards regarding privacy and confidentiality. But, disclosure of non-public information is disclosed to consumer reporting agencies, if subpoenaed. Non-public information is also disclosed to marketing affiliates of the cash advance companies.

In conclusion, when people are in an emergency financial crisis, sometimes they lose sight of the 'big picture'. They need to ask themselves if the money is worth the extra fees, the discloser of information to marketers, and having yet another loan application added to your credit history. Family and friends may not be available, but cash advance companies are not your family or friend. Cash advances companies are in the business of making a profit. So, ask yourself, 'What are they getting out of it!'.


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