WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Saturday, October 12, 2013

Are College Students Able to Get Payday Loans?

Are College Students Able to Get Payday Loans?
Ah college, the time to receive the education you need to further your steps into adulthood and all the while still living it up at parties until you have to become that adult. While it can be the most exciting years of your life it can also be the most challenging from a financial standpoint.

When you're enrolled in college full time your classes can sometimes be spread throughout the day at different times. You may have a few classes in the morning and one at night leaving it almost impossible to hold a job. Usually the jobs available on or near the campuses are slim and can pay very little. Add in the cost of books and daily living expenses and you have one broke student. Finding a part time job doing anything will be the first step to making your life more financially baring. In the event you already have a part time job and have found yourself up against a deadline for immediate funds, then looking into a payday loan may perhaps be ideal for you.

A payday loan is a short-term advance of cash distributed by a lending institution that is deposited into your checking account. You must have some form of income to apply for a payday loan, be that from a current job you have or if you collect some form of government payments, it's all considered as income that will help you get your payday loan. There are lending agencies that require a minimum amount of monthly income prior to loan approval, so be sure to read the fine print so not to waste your time if you don't make enough. Once you have figured out how much money you need for a payday loan, go online and apply or visit a cash advance/payday loan office near you.

The rest of the application entails your residence information, validation that in fact you are over 18 years of age, your checking account and routing numbers and your next expected date of pay so that they can determine how long you will need the loan. You may typically borrow a payday loan amount for a time frame of one to two weeks until you get your normal source of income again. Next they have someone that is employed by the loan office contact you to get any further information they may need and to give you their final decision. Beware of a few catches when seeking payday loans and those are to be cautious and try to submit your information to an organization that is affiliated with the Better Business Bureau or that their website is at the very least, secure. Some loan companies will not approve a loan if you are currently enrolled in the military, with the fear that you would be departed or relocated and they would not feel confident having their loan paid back. Another is by accepting your cash advance payment via your checking account. Some people prefer to have theirs sent by way of wire transfer or even opening an online payment account for any online deposits. If you do not have an payment account, you may obtain one free of charge through their website, it's a secure way to pay for your purchases and to also receive payments of any kind.


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