WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Wednesday, October 16, 2013

Being Caught Short of Cash Can Be Stressful But There Are Options Open to You

Being Caught Short of Cash Can Be Stressful But There Are Options Open to You
Finding yourself suddenly short of cash is one of the most stressful occurrences. An unexpected expense or urgent bill can crop up at any time, and it can cause huge amounts of upset and stress. If this is happening to you, although it may feel impossible, try to stay focused and not let the stress build up too much.

For every problem, there is a solution which can present itself, if you take a breath, stay calm and approach a troubling situation from a calmer, more practical perspective. When there is a shortage of cash, there are a number of options that could help you get through until you are next paid.

One option is to look at the savings you have, and use a little of those to help you through. This is not something you should do regularly, or you will quickly use up your savings. However, for real emergencies, there is no reason why you can use a little of your nest egg to make life a little easier.

Another option is to speak to family and ask them for a little help. Most family members would rather be approached for help, than see a loved one suffering or worrying. If you have good family relationships, and you know you will be able to pay them back, then asking your family for help can be a realistic and simple solution.

Often, when people are short of cash, they look at ways of generating cash quickly and one option is to consider selling any items that you no longer need. This is not something you should do if you are planning to sell items you use or need. But if you have some items which are doing nothing but taking up space, then it is worth considering selling them on E-bay or in a local paper.

If you feel that you need money and want to borrow the money, then you could consider using one of your existing credit facilities, or you could apply for a payday loan. Payday loans are designed as short term forms of credit. As a result, they are not recommended for long term financial problems, or serious debt issues stemming from low income or unemployment.

If you are over eighteen, in employment, and receiving a regular wage, then you could be eligible for a payday loan. The best payday lenders will give you advice and information on how the loans work, the terms and conditions and the cost of the loan. And there will be no obligation to submit an application until you are ready to do so.

If you are short of cash, consider all your options. Do not feel harassed or rushed by anyone. Being pushed into making a decision can be just as stressful. Instead, think carefully about your options. If it is an urgent bill, first, find out if the company you owe money to will wait for a few weeks until you can make a payment. Most companies will be reasonable and accept a deferred payment agreement if you can show you will stick to the plan

If you decide to apply for a payday loan or other form of short term credit, then you will have a response to your application very quickly, sometimes within the hour. Successful applicants can have the money in their accounts within a few hours so they can deal with their emergency quickly and simply.

Spend time considering your options and choose the one which is best for you, your family and your finances. Above all, stay calm and remember that there will be a solution and that as long as you stay in control, you will be able to keep the stress at bay and get back on track quickly.


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