WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, October 13, 2013

Cash Advance Services - Understanding What You're Getting Into

Cash Advance Services - Understanding What You're Getting Into
Tough financial times occur in everyone's life at one point or another and not all of us have cash put away for rainy days and emergencies. Sometimes when we had trouble, we would go to a friend for a quick loan, sometimes that friend wouldn't have the money. Recognizing this problem, the cash advance services market was born. Companies are willing to loan you money that will be repaid in a couple weeks. This article will go over the factors to consider before getting that cash advance.

The process generally consists of a quick credit check or income verification. Most companies just want to make sure you are going to be able to repay the loan. The money is given to you usually the day of or the next day if the company is a good company. If you are waiting longer for your money, you may want to reconsider the quality of the company you chose. The company wants to make its money as well, so they apply a hefty interest rate or charge for getting the loan. The standard contract is two weeks or a month to repay the loan, usually depending on how you get paid. Make sure the contract is clear and easy to read, watch out for legal jargon that could get you in trouble.

Customer service is another key component. You need to be able to access your loan officer or someone who can help you when problems happen. The emergency could be longer or more expensive then you anticipated and require more time to pay off the loan. The company could attempt to withdraw the funds earlier then stated in the contract, or they could try to attach a penalty or fee and withdraw more than they are supposed to. These are the reasons to pick a reputable company that has been established for some time, as opposed to the newest building on the street that has an offer that is too good to be true.

Make sure you are careful before entering into the cash advance loop. You really don't want one cash advance to require another and create an infinite loop of accumulating interest, sort of like a credit card. A little research into the background of the company will help you make an informed decision about which cash advance services to use and hopefully the emergency will just be that and you can get back to enjoying a pleasant life with no accumulating fees and debt.

Cash advance services are something that people may need from time to time. Get more information about them at the Cash Advance Services Guide.


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