WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, October 10, 2013

From Application to Bank Transfer - The Payday Loan Process Explained

From Application to Bank Transfer - The Payday Loan Process Explained
The payday loan application process is not only quick, but also amazingly simple. In most cases, there are two easy ways for you to complete this process. One involves utilising the Internet for the entire process. The other involves utilising the Internet then manually signing and returning the application. Both methods work quite well and which one you use depends on how quickly you need the money. Below are the steps that are taken in the payday loan process.

Step One - Direct your Web browser to the online application form and fill out all of the requested information. Generally, the form consists of personal information such as your name, gender, date of birth and national insurance. Contact information, employment information, financial and bank information are also required.

Step Two - Once your information is accepted, you will be pre-approved. At this point, you'll need to electronically accept the Consumer Credit Agreement.

Step Three - After you have accepted the agreement, your money will be transferred directly into your chequeing account. This can be done within hours of the receipt of your credit agreement.

If you manually sign and return the application, the process has a few more steps, but it is almost as fast. Following are the steps you'll take when applying for a loan and manually returning the application.

Manual Payday Loan Application and Receipt Process

Step One - Just like with the online process, you'll need to follow the link to the online application form. You can then fill out the required personal, contact, employment, financial and bank information.

Step Two - Once you have prepared the payday loan application, you'll need to print it off and sign the provisional credit agreement. Once signed, the form is ready to be submitted via fax or post. You will need to include the following information:

· Your last two months of bank statements 
· Your last payslip 
· A utility bill or some other form of proof of your address 
· Good quality copies of both sides of your debit card 
· A driving license, passport or both sides of a credit card showing proof of signature.

Step Three - Once your documents have been received, an approvals team will review them. After your application has been approved, you will be notified by text message. If, for any reason, your loan amount changes, you will be notified and a revised agreement will be sent to you for your signature and return. There may be some instances where you may be required to provide cheques in order for your loan to be secured.

Step Four - Once the signed credit agreement and cheques (if required) have been received, the lending company will transfer your money directly to your account via electronic transfer or same day payment.

Securing a payday loan is just that simple. Very little personal information is necessary and the simple process only requires a few steps. Once you have compared the payday loan rates and everything has been completed, you'll have the money you need and deserve. If you're short on money or have a need for emergency funds, apply for a payday loan today.


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