WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Wednesday, October 9, 2013

Look Out For Payday Loans And Their Dangers

Look Out For Payday Loans And Their Dangers
Payday loans were invented to assist people who need emergency funds. The bank might be closed on a holiday, the car might have a flat, or you may have an unexpected medical emergency. Before you get yourself into debt with a payday loan business, go over this article to help you figure out what's best for you.

Some payday advances have no paperwork requirements, though such loans may have other conditions that are tough to swallow. You have to pay much more for getting them faster. Thus, interest charges and fees will be quite high.

Many unexpected situations can arise suddenly which mandate that you come up with a lot of cash quickly, like an accident or your car breaking down. If this is the case, then it's important to get that money as quickly as possible. Do not rely on these loans, only use them when needed.

Analyze the positives and negatives before you get a payday loan. Understand that an average payday loan's APR is anywhere between 378-780%. If you were to borrow $500 dollars, it would cost around $125 in interest. If you have absolutely no other options for getting this kind of money, the loan might be worth the cost.

If you are an experienced advance loan customer, examine your emotional reaction to receiving the money. What was it like? Were you comforted knowing that your financial emergency was taken care of? Did you get a high from getting a lot of money in a quick manner? If you fall in the latter group, then you could have an addition to payday loans. Therefore, you should seek some help on how to control this bad addiction.

You should always read the fine print before signing on the dotted line. Investigate the fine print and don't be shy about asking plenty of questions with customer service. If you discover fees you were not told about or clauses you just can't understand, take your business to another payday lender.

Make certain to read the payday loan agreement completely before signing on the dotted line. There can be many hidden fees or charges on these loans that can add up to hundreds of dollars in extra payments. A little time spent researching and comparison shopping will ensure that you get the best rate with the best payday loan company.

Do you want to risk your credit for someone you know? Do not offer to obtain a cash advance for a friend or family member who has been turned down for one. If they do not pay you back, you will end up liable.

Before you take a payday loan, make sure that you do research on the company. It might seem like you don't have time for research, since your money matters need immediate attention. Payday advance are received very quickly. Some lenders will give you the loan instantly. Make sure you shop around for the lowest payday loan rates. Check the list of lenders you find with the BBB website and see if they have any complaints against them. Before taking out a loan, think if you have any alternatives besides a loan, just to help you avoid the fees and interest.

The needs for payday loans are almost always unforeseen. Sometimes, you may have to pay your rent a little early. These are some good reasons to go for a fast cash loan, but be careful! Remember everything you have learned here and you can handle these emergencies easily.


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