WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, October 14, 2013

One Hour Payday Loans No Faxing - Tips to Help You Find the Fastest Cash Advance

One Hour Payday Loans No Faxing - Tips to Help You Find the Fastest Cash Advance
There is no shortage of lenders offering payday loans in the US, and with developments on the internet over recent years, there are many lenders who offer a fully online service that can be extremely fast and simple. The best can have money in your bank within one hour of you submitting an online application form.

Not all payday loans can be obtained this quickly and there are several things to look out for to help you find the fastest and most straightforward lenders. It is always best to go for direct payday lenders as this is a more streamlined process than dealing with a third party broker who then pass your details onto various lenders. You should also try to find a company that do not carry out a credit check, as this is another step that can be missed out and speed up the process.

Payday lenders often do not do credit checks, which is why they are an affective form of borrowing money for people who have bad credit. They do not need to check your credit rating because there are other factors which are more important for them to know about in terms of assessing the risk of lending to you. As payday loans are for small amounts and short periods of time, all they need to know is that you have a source of income which will put enough money in the bank by the repayment date to cover the loan.

It used to be the case that you had to fax through various documents before you could be approved, but this is easier to avoid with the increase in companies that operate wholly online. You need to start by selecting companies that do not ask for faxing of documents as part of their process, but there are still some circumstances when even these might ask you for documentary evidence. You can reduce the likelihood of this happening by making sure you complete the application form fully and accurately in the first place. The more you can give them up front, the less likely they are to need anything else.

Even if lenders promise to get cash to you within hours of applying, you should check what hours their service actually operates. While a website will be available 24 hours a day, the rapid service may only be available while there is someone in the office hours from Monday to Friday. There are companies who are genuinely round the clock, but you need to check.

Another factor that can slow things down for US citizens is finding a company that seem to tick all the boxes, only to find at the last moment that they do not offer loans in the state you live in. You can avoid this by checking this first, or selecting a lender that covers all states where payday lending is permitted.

Your main concern, however, should be to find a reputable and reliable payday lender, because there are many companies operating who unfortunately set out to exploit people who need to borrow money. While fees for payday loans will vary, some companies will add enormous penalty charges to any late payments, which is a practice that can lead to rapidly spiralling debts that become almost impossible to get out of.

For all these reasons, it is important to start by following recommendations for payday lenders that are well established and reputable, as well as being fast and efficient. When you have a manageable shortlist of a few good lenders, you can then compare to see which suits you best.


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