WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

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Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Tuesday, October 29, 2013

Pay off Payday Loan Lenders And Other Small Bills First

Payoff Payday Loan Lenders And Other Small Bills First
When you find yourself needing to use online payday loan lenders in order to keep up with your bills each month, it is time to reevaluate your expenses. Creating a debt-reduction plan along with a new budget to support it is a good direction.

In order to start this new plan, you will want to take advantage of your annual free credit report. All individuals are guaranteed one free credit report every 12 months by the credit bureaus. This service is provided to people in order to help keep fraudulent matter off your report as well as keep each person informed as to what creditors are saying and looking at. Your credit score reflects how you manage your money, a very important factor to most creditors.

Go through your report to determine how much you owe to how many lenders. Create a spreadsheet to list out these companies as well as how much is owed and what the minimum payment is each month. Once your spreadsheet is filled with all of your debt and expenses pick one or two which you can focus on paying off first. Some people like to attack the largest debt, or those with the highest interest rate, but it may surprise you to know that paying off a smaller debt is a really good way to get started.

Why would paying off payday loan lenders or other small debt be a good place to start? For starters, paying off a small loan will get rid of one payment off of your list really fast! Paying off payday loan lenders will also keep high interest payments away as well. Once you have paid off a loan, take the money you were using for that loan and apply it to your next highest loan amount. You will be now paying much more than the minimum payment and will be paying this loan off quickly. When you keep applying money towards the next loan, from the least to the greatest, by the time you are paying off the largest debt, you will have the money to make that payoff much quicker. Paying off the smaller ones first is a great way to get your debt paid off quicker as short-term goals are met along the way. Create a positive plan for your finances.

There are other things to consider when you are trying to get rid of debt.

*Limit your spending to the minimum amount. It doesn't make sense to be paying down debt but still using credit cards or payday loan lenders in the process. Instead of building new debt, try selling some unused items stacked away in the closets, attic or garage. Clip coupons for everyday items and limit restaurant visits. If you get tax refunds, this amount would be great to sue to pay dawn on some of your big debt.

*Continue updating your spreadsheet so you have the most recent information concerning your budgeted costs all in one place.

*Once unsecured debt is paid off, focus on getting rid of the secured debt. Tackle the secured debt with the fewest months left to pay. Put the extra towards your secured debt for cars, motor vehicles or homes.

Make your small goals easily attainable at first in order to boost your momentum in achieving debt free status. After all your hard work, build up a savings plan so you have that to fall on during months of extra costs. Being do-it-yourself payday loan lenders will keep fees away, limit debt and bring homemade security into your finances.


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