WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, October 7, 2013

Payday Lenders - Do You Know Anything About Them?

Payday Lenders - Do You Know Anything About Them?
When you are in a financial difficulty and need small cash loans, you have to find a good payday lender. While selecting lenders, many people are ignorant of the things to look out for. You need to evaluate the terms and conditions to find the best payday loans suitable for you.

Usually you will need small cash loans only during situations when you do not have enough money to pay for certain items or bills that cannot wait. Hence it might be rather difficult for you to actually get a chance to research the entire city worth of lenders that you feel comfortable borrowing money from. In this case, you only need to know some of the basic but essential details before making an application for a payday loan.

The repayment terms differ from lender to lender. Some lenders are very rigid when it comes to the repayment period. Meaning to say, cash advances have to be paid off by the next payday. However some give better flexibility, for example you may repay your dues in a few specified installment periods. Hence it might be more appropriate to choose a lender with a versatile payment policy.

You need to be aware that different payday lenders offer different interest rates and other admin fees that come together with the loan. For example some lenders might charge a very low admin fee but bring up a bit on the interest rates and vice versa. Some impose very heavy late repayment fees too. If you are not comfortable with such inconsistencies, it is recommended to get the lenders to provide the settlement figures by letting them know what your loan amount is and how long you before you can settle the sum.

If you are a repeat customer to the same lender, you could possibly be granted lower interest rates or even a higher loan. Bear that in mind - such concessions are subjected to the decision of the lender and you should not deem it as an entitlement.

On your part, you need to satisfy some criteria to apply for payday loans. The first and foremost, you need to be 18 years old and above. You will also need to be employed for a certain period of time usually for the past 3 to 6 months. By being employed you need to be drawing a monthly salary of minimum $800 to $1000. Also, lenders require you to have a good credit history when applying for conventional loans. However when applying for payday loans, they do not need you to satisfy this criteria. This is one of the reasons why such loans are getting very popular.

Lastly, payday advances are not the best way to solve all monetary problems. Use them as an alternative source of funds only when you have run out of ways to get cash for an emergency purpose. If you talk to some ethical payday lenders, they might even give you some pointers on how to avoid getting into the vicious cycle of frequent lending.

It can be rather unfortunate when emergencies arise and you may need to get quick cash loans. Nevertheless if you are looking for good payday loan lenders, you can visit Evan Freeman's website at handypaydayloans.com for exclusive resources to some of the established payday loan companies that may help you put some financial relief until the next payday.


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