WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, October 31, 2013

Payroll Advance Loans Don't Solve Every Money Problem

Payroll Advance Loans Don't Solve Every Money Problem
If you need to borrow payroll advance cash in order to get out of a financial bind, it is best to set up a practical plan to pay off the debt as soon as possible. Finances vary from household to household so there is no 'one-size fits all' system to pay off debt. It would be great if there was a simple plan, but a successful journey out of debt is often tied to the household's ratio of income to expenses.

If your budget clearly separates necessary expenses from wants, you are already on the right track. Third party money like a direct payroll advance loan should only be used to help with an emergency cost since there are fees involved in obtaining the cash. Borrowing money or using a credit card in order to afford your cable bill is not the smartest budgeting choice. A utility payment is an example of a bill which would support the choice of using outside cash.

There are many ways that suggested financial plans can be adjusted to fit your lifestyle. The important piece is to choose one wisely, make it fit into your budget and then stick to the plan. The following are examples of suggested financial plans to help take care of debt problems.

*Cut Small Expenses - Just cutting the latte out of your weekly expense list will help build a savings account which could help support emergency bills. Many impulse purchases, especially in the grocery store add up quickly. Keep yourself from shopping off the grocery list. If you find something online, you don't have to buy it right away. Place the item in the 'shopping cart" then let it sit for a while. You may find out a few days later that you changed your mind. Small expenses add up fast.

*Eliminate Major Costs - Small costs add up but slashing larger expenses will impact finances quickly. Most often, these types of cutbacks will involve lifestyle changes.

-Downsize your home or move to a less expensive neighborhood.

-Trade your car in for something more affordable and less expensive to repair.

-People do survive without cable, internet and cell phones.

* Spending Freeze - Some people like to regulate their spending as their way to control their income. Examples of this plan are to not spend any money during the week, go for a month without buying anything new save essentials, or shrink budgeted allotments and live like there is less income. Any of these plans would help control spending and therefore increase savings. Use the money to pay off debt or put it away for emergency costs rather than using payroll advance loan applications.

*Earn additional income - If you have the time to spare, extra income is a serious debt cruncher.

*Get Help - You could have poor money management skills, bad shopping habits, living beyond your means or one of the many other culprits that peck away at finances, but if you need help getting back on track, you should ask. There are paid for services or go to a family member or friend who has their act together. Some financial problems stem from emotional problems and there are programs to help those issues as well. Don't be silent and watch your finances fail alone.

These examples only touch the surface of what can be done to reorganize your finances into a more successful method of operations. Managing money is much more than paying bills on time. If you have to use credit cards or advance payroll loans in order to pay for reoccurring monthly expenses, there needs to be some reallocation of funds or cut back in order to make cost of living expenses fit within your income's limits.

Spotya! Payday Loans does not advocate using a payday loan for just any type of spending. Our loans are meant to be short-term being paid off with the borrower's next paycheck. Visit


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