WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Tuesday, October 8, 2013

Quick Cash in Your Hands - Easy and Guaranteed With Unsecured Personal Loans

Quick Cash in Your Hands - Easy and Guaranteed With Unsecured Personal Loans
Bad credit is of no help when a loan is needed. Many people have lowered their credit ranking due to loss of work resulting from injury or illness. For those, as well as others, having credit problems due to layoffs and job losses in U.S. and globally, getting approved for a loan is a true nightmare.

Reasons that led you to a less-than-perfect credit rating do not have any correlation with your borrowing needs - they remain just the same. Guaranteed unsecured personal loans can be a true lifesaver for you and your loved ones in difficult times. Guaranteed personal loans do not require home ownership or any other collateral to pledge in order to borrow money.

Unsecured Loans Amounts May Be As High As $2,500

Guaranteed unsecured loans for borrowers with bad credit are commonly known as bad credit cash advances. Such loans are very short term, typically with duration lasting up to your next scheduled paycheck. Therefore, many people call such cash advances payday loans. Unlike many other loans, you do not need to be employed in order to qualify for cash advance loan. However, a proof of steady income is required; therefore such unsecured loans are perfect for contractors, Social Security benefits recipients, and retirees.

Qualification for a cash advance loan comes down to proof of disposable income, which should be sufficient to cover loan payments. Lenders would require you to list details of your income and expenses to determine what is leftover to make payments on the loan. Some additional details, such as checking or savings account number, as well as documents verifying your identity and income are required. While most lenders issue bad credit cash advances for short periods and expect one payment to cover the loan in full, there are quite few that can make arrangements for as many as six payments. That is why it is possible to qualify for bad credit cash advances as high as $2,500.

The Whole Cash Advance Scheme Is Easy

Payday loans are easy and quick to get. The lending process is very simple. Once approved for a cash advance, you will be required to give a postdated check to lender for a full amount of repayment, including original loan amount, interest, and fees. After the loan matures your lender will deposit the check. This may be done electronically, without the need of physically visiting a cash advance lender. A simple form is to be filled out in this case that should provide the payday loan vendor with routing number, account number, bank name, and check number along with the amount it is written for.

It is vital to have the funds ready for loan repayment in your bank account once your note matures. Should your check bounce, you will get hit with heavy fees from both, your lender and the bank. In such a case an unsecured loan grantor would redeposit a check few days later. Some bad credit cash advance lenders reserve the right to change loan terms should the payment not go through. Therefore, make sure you understand all terms and conditions outlined in your loan agreement, and be prepared to make payments on the dates they are due.

Mary Wise is a personal loan consultant who has been associated with Bad Credit Loans and has more than thirty years of experience in finances. She has helped a lot of people to obtain Fast Unsecured Loans and many other products regardless of their credit situation. If you want to learn more about Personal Loans you can visit her


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