WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, October 14, 2013

The Truth About Direct Deposit Payday Loans

The Truth About Direct Deposit Payday Loans
No one likes to be in a position where they do not have access to liquid cash. This is an unfortunate situation that we can all find ourselves in. Some may have access to a credit card or a line of credit with a bank. For those that do not have such access, it may become necessary to seek an alternate means of financing. This is where a direct deposit payday loan can prove to be very helpful.

Actually, it might be a veritable lifeline for those in dire financial straits. Granted, there is also a bit of legitimate criticism that is levied that payday loans which cannot be ignored either. Overall, however, a direct deposit payday loan is mostly beneficial.

The way a direct deposit payday loan works is simple. You will receive a loan using your forthcoming paycheck as a means of paying the loan back. The requirements for these loans are usually not very stringent. The person seeking the loan usually needs to have been on the job for a decent amount of time. This way, the payday loan service can feel confident that they will be paid back for the money that they advance.

And, of course, a checking account is needed so that the loan service can place the deposit. They will not send you a money order or check payment that can be cashed somewhere.

Some may feel that the requirement for a checking account is unnecessary. While they are certainly entitled to their opinion, such annoyed opinions will not change anything. The checking account requirement is a must. There is no two ways around this when you seek a direct deposit payday loan. This protects both the borrower and the lender equally even though some may assume the requirement could be circumvented.

On a side note, the availability of direct deposit transaction greatly expedited the ability to receive the loan. If you are in dire need of funds, direct deposit is the best way to go.

One of the other common complaints with a payday loans in general is the fact that these loans can come with high fees and interest rates. Make no proverbial bones about it, a direct deposit payday loan can be expensive. This is probably the most disliked aspects about such a loan. However, the high fees can be understandable considering that these are loans that are virtually immediately approved and provided without collateral or even the need for a credit check. Considering the fact such a loan may be considered a risky one. The high fees make sense. Such loans are often the only option many people have so the costs associated with them are well worth it.

Remember, the acquisition of the funds from the direct deposit payday loan is often the only means of financing many people can receive. Based on that information alone, the value of these loans is clearly evident. Ultimately, this makes the availability of such loans to be a positive and helpful benefit worth exploring.


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