WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Friday, October 11, 2013

To Tide You Over - A Cash Advance Loan

To Tide You Over - A Cash Advance Loan
Not all of us are very good with personal finances, and even the best budgeters can face the risk of coming up short one day. This often happens when special occasions like birthdays or anniversaries come around, because people tend to do unreasonable things for the ones they love. When the moment passes and reality fades back in, we then realize that we do not have enough cash to support us until the next paycheck comes in. Well, luckily for you, you can take out a cash advance loan to tide you over.

A cash advance loan works like this: a lender lends you money, with the expectation that you will pay it and the attached interest back with your next paycheck. These loans are as short-term as 15 days, and the amounts are relatively small. Basically they are like time-travel methods for your personal finances - you can access your next paycheck now. Of course, there is a price to pay, which makes it so important to be careful about getting used to these loans.

A problem that can be caused by such loans is debt-filled living. The careless borrower will take out a cash advance loan which consumes the entirety of his next paycheck, meaning that finances for the next half-month will surely be in the red. This leads to a cycle of loans and paychecks spent before they actually come, and in the end it may be difficult to break out. This is a common enough problem to warrant the imposition of laws on loans of this type. The laws differ from place to place though, so be careful.

On the bright side, you can indeed put these loans to good use if you plan carefully and stick to your plan. For example, you want to buy your loved one a treat for his or her birthday. Draw up a budget for the treat and see how it will affect your finances for the next month, inclusive of the expected income. If you can survive the next month on a minimal budget, then you can take the "surplus" out for the treat. Get a cash advance loan equal to or less than the surplus amount, and buy what you need. Make sure to stick with the plan to avoid coming up short when the time to pay up comes around.

Be careful when taking out such a loan. There may be loan sharks disguising themselves as honest lenders, waiting for unwitting victims to fall into their trap. If you can, avoid borrowing from small, independent lenders. Instead, do your business with larger lenders like banks. That way you are less likely to fall victim to usury.

The smart consumer can make the most out of a cash advance loan, turning it into a tool to improve the flow of money as needed. As a last piece of advice, be careful when applying for loans like these over the Internet. Always make sure you are using a secure connection and scan your computer for spyware regularly, to protect your personal and financial information.


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