WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, October 14, 2013

Use Payday Loans the Right Way!

Use Payday Loans the Right Way!
Are you the kind of person who likes to spend time reading user manuals and "how to" documents before actually using a new machine or gadget that you have just purchased? Or are you the kind of person who prefers to learn by experience and just jump right in and figure out how things work on your own? To be perfectly honest with you, I love reading manuals. There are times, though, when I just become too excited that I do not even look at the manual; that is, until I absolutely have to.

When you are borrowing money however, it would be a better thing to read the lender's "user manual" rather than to just jump into the water without taking stock of the situation first. You know how they say "the water is warm until you discover how deep it is?" If you do not find out vital information about the loan first, you might not find it to your liking. Worse, you might get yourself in a bind and you might not be able to do anything about it. And unlike with gadgets, the user manual will not do you much good in figuring out the loan once you have "bought" the product.

So when it comes to payday loans, it is very important that you take a look at some things before you sign on the dotted line. Here are some of those things that will help you use payday loans wisely.

Remember that payday loans are short term loans. This means that you will have to pay the loan principal plus the charges within a relatively short period of time. Unlike conventional loans, which can take years to pay off, you will only have a couple of months at the most for a payday loan. As such, you have to make sure from the outset what your options are, in terms of repayment period. You can also use this information to determine just how much you can afford to borrow from a payday loan lender.

Determine exactly how much the fees are going to be. This is actually one of the advantages of a payday loan. Since lenders charge fees in a different way as conventional lenders do, you can compute the exact amount you will have to pay, regardless of interest rates. Normally, you will have to pay anywhere from $10 to $30 for every $100 that you borrow.

Know what other terms and conditions may apply. While you do not want to think about NOT being able to pay for the loan (you should not even borrow money if you will not be able to repay it), it is good to have the information just in case. How much will you be charged if you make a late payment? What if you want to extend your repayment period (this is possible with most payday loan lenders)? How much will you be charged? Knowing this kind of information will come in handy in case you need to take another option when it comes to repayment.

At the end of the day, remember that you should only borrow what you can afford to pay within the prescribed period of time.

Residents of the UK can get Payday Loans fast cash on the same day . It's easy to apply for an instant payday loans and you can receive payday advance deposited into your bank account on the same day.


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