WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, October 14, 2013

What to Look For in No Credit Check Loans

What to Look For in No Credit Check Loans
Loans that don't require a credit check are easily found, the hard part is figuring out which one is the best for you. How much you get for loans that don't require credit checks will vary from a few bucks, up to lots of money, this is dependent on what your income is and a couple of other requirements. If you're looking to get some money fast, learn your options by reading the rest of this article.

Getting quick money is one of the great things about living here. There are hundreds of different options to get money without checking credit. You have choices like payday loans, cash advances, and auto title loans. So you can figure out which is best for you, we'll take a look at each one in a little more detail.

Due to their higher risk on the lender's part, no credit check loans cost more than traditional loans. This doesn't change the fact that they are needed by millions of people without a good credit history. Depending on these loans, however, is a very dangerous financial tactic. Missing a payment can send you down the deadly debt spiral.. No credit check lenders make a lot of money when you don't pay the loan back in penalties and extension fees. They expect that lots of people are going to struggle repaying them.

Payday Cash Advances

If you have a state ID and proof of your income, you're probably qualified for a payday loan. These loans are quite simple. You show them your income and some of your basic expenses and they lend you some cash until you get your next paycheck. To pay the loan back, you'll write a post-dated check with the date that your loan is supposed to be paid back. Some companies require that you give them your checking account info so that they can take the money from there instead of writing a check.

The risk with these loans is the interest rates. The popular rate is $25 per $100 borrowed. If you don't have good credit, you're going to have to suck it up and pay if you need fast cash. And don't forget that the payday lenders will stop at nothing to make sure that you re-pay them!

As far as unsecured loans go, payday loans are certainly the most common.. Almost everyone who applies is approved for a loan. If you live in an area that has multiple payday advance stores, be sure to take some time checking into their rates and terms. That extra time is going to save you lots of money!

No Credit Check Auto Title Loans

Title loan lenders don't care what your credit score is, and they don't pay a lot of attention to what your income is like, what they do care about is how much your car is worth and if it's paid off. Auto title loans are one of the few no credit check secured loans around. The amount you can borrow depends on what you car is worth, and then it's usually only up to 50% of that. Your car has to be paid in full, and most lenders have rules about the minimum value of a car before they can give you a loan (usually more than $5000). Since title loans are so easy, they've become very popular.

Your car will be repossessed if you don't make the payments.. Lots of people struggle with title loans because they borrow more than they can afford to repay. Title companies don't care about your employment history, so they can give you cash while knowing that you don't have a method to pay it back. Your car will be re-possesssed and sold, and you'll get nothing from it!.

These certainly aren't your only options when it comes to getting cash without a credit check, but are the most common and easiest to get.

Geoff Willis is an author of articles on every topic under the sun. His most current project is teaching people how to get fast cash and is a contributing author do the blog Fast Cash Authority. To learn more, please click here.


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