WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, October 14, 2013

When to Consider When Looking For a Title Loan

When to Consider When Looking For a Title Loan
Title loans are a useful resource for people who are strapped for cash. They have their risks, if you miss a payment, they'll take your car. When used responsibly, they can help people get out of a financial pinch fast and effectively.

The way that a pink slip loan works, is that you sign the lease of your ride over for a cash loan. You have a set amount of time to pay the loan, plus interest, back (usually 30 days) and you keep your ride. If your loan isn't repaid on time, they come and repossess your car.

What You Need For A Title Loan

In order to get a car title loan you're going to need a car (duh) that is paid in full and a copy of the car's title. You're going to bring this with you to the auto title loan lender and they will appraise your automobile. After figuring out the value of your car, you will be offered an amount that you can borrow and the terms of paying it back. The terms are usually thirty days with an exceedingly high interest rate. Automobile title lender play their game outside of the bounds that banks and credit card companies do, so they can charge this very high interest rate and can get away with it.

Often, you're going to also have to give them a copy of the key to your car in case you fail to make your payments and default on the loan. Cash auto title loans are not very kind, and will come and repossess your ride from you. Some states don't require the lender to pay you the difference from the sale of your ride and the money you owe them, it could end up a double whammy. One title loan company in the Southwest actually mandates that each ride is installed with a GPS tracker so that they can be found for repossession.

When You Shouldn't Get A Title Loan

The obvious time that you shouldn't get a ride title loan is if there isn't a way that you'll be able to pay the loan back. You're probably thinking, "Yeah dude, I know that already," but tons of auto title loan lenders earn as much money (or more) by selling your car after it's been repossessed as they do from people paying loans back on time. This tells me that people aren't appraising the risk as much as they need to before agreeing to the loan's terms.

If you're serious about getting a pink slip loan, spend some time researching their websites to see which one is going to give you the best deal. They aren't really governed by any laws that state how much interest they can charge you, so the terms are going to be very different from one company to the next. This time spent researching can save you hundreds or thousands of dollars, or even your ride, if you are willing to spend the time doing it.

Geoff Willis is the author of articles that interest him. One of his most current projects is to teach people how to get fast cash and how to make money with pawn shops. Check out this article on what it takes to earn more from pawn shops.


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