WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, November 10, 2013

Are You Having a Financial Emergency? Get A Payday Loan!

Are You Having a Financial Emergency? Get A Payday Loan!
Almost everyone has had it happen to them. When you don't have any money, your car breaks or you get sick and need to pay to go to the doctor or for a prescription. A payday loan can be the perfect solution for these times.



When an emergency happens or some unexpected expense can't be avoided, many people look for a payday loan. Maybe relatives from out of town stopped by, and you need to fill the fridge and pantry with extra food, or your kid needs cash for school or sports expenses in the next few days. When you don't have enough cash, and payday is a week or two away, the best solution is to get an advance from a company that specializes in these loans. It's easy to apply online, and most people are approved if they are employed or have regular income.

How it works

A payday loan is designed to help meet cash needs between paydays. It is possible to get up to $1,000, and there are no credit checks. Besides having a minimum monthly income of $1,000, the borrower must be 18 years of age or older and must have a checking account or savings account with direct deposit. The borrower must also be a U.S. citizen. After approval, the funds are deposited into one of these accounts by direct deposit within one day. The loan is due in full on your next payday, but it is sometimes possible to get an extension by paying the interest and part of the loan, or the interest only. In the case that a borrower wants to repay before the due date, he or she can do this, and a partial refund of the interest may be returned.

Apply online

Getting a cash advance from an online company is very fast and easy. There is no need to stand in line and wait because the application is completed on their website. The application is short because most information about you is gotten online as well. This means no embarrassing phone calls to your employer, no credit checks, and no need for you to spend money faxing documents to them. After you complete the application, an email confirmation and approval is sent to you in about 30 minutes in most cases. Then, the next day the funds will be in your checking account or savings account. The money can be spent any way that the borrower decides to spend it. It is a very simple way to get through a cash shortage when something comes up. The next time that you're paid, repay the loan. It's that easy!

Using these companies

A reliable company will tell you that these advances are for emergencies or very urgent situations. They are not meant to be used every week or two to provide extra cash. The fees for borrowing $300 are between $75 and $90. Although paying the fees may be justified for an urgent situation, most people would not want to pay them regularly. In a pinch, a payday loan can be a great solution for anyone who needs cash.




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