WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, November 3, 2013

Cash Advance Loans Online: Pay Attention to Financial Repercussions

Cash Advance Loans Online: Pay Attention to Financial Repercussions
The short-term cash advance loans online industry is notorious for having predatory lenders picking up the applications that responsible lenders have rejected or luring customers in on their own by offering more money at a faster rate. Potential borrowers who are only looking at their current finances will often not think about the repercussions of accepting terms and conditions for their fast cash.

Tighter regulation of the cash advance loan industry is needed in order to help both customers' finances as well as the reputation of responsible direct lenders. There are only a fraction of states which do regulate cash advance loans lenders' transactions. The short-term loans may not be regulated effectively enough to keep all state residents from using them and that is why there are continuous attempts to regulate them further. The hardest fight is against those predatory lenders that will defy the state's rules because they can. Out of country lenders can be found online quite easily. Folks who want to a loan despite the regulations will find a lender as long as their qualifications match. Companies from another country will often do business with applicants rejected from within the states.

Doing business with out of country lenders will open up a customer to business practices they are not used to. There is little to no defense if the lender opts to make illegal withdrawals from a bank account or threatens the customer for payment. Not receiving a loan to help with a financial mess won't help, but obtaining one with a predatory lender that follows no American regulations is worse.

Besides cash advance online loans regulations, citizens are also protected from unlawful collection tactics. If you experience threatening or harassing measures to collect debt, report the company. The Fair Debt Collection Practices Act will back your case. If the company is from out of the country, the problems will be more difficult to solve. In order to protect yourself and your future finances, it is very important to do business with a company located within the country.

If you cannot find a lender within the country that will accept your application it is important to seek out a different money option instead. There are other alternative money measures which are available to those who qualify or have personal property to put up for collateral. It is important to work with what you have and what you can afford so your finances do not fall further into trouble. An unexpected payment may hurt your budget this week, but obtaining money when you really can't afford to pay it back is not a sound solution.

Some banks and credit unions offer short-term loans. It may be helpful to work with your own bank, especially if you have a positive account history with them. Loans will still have higher interest than typical loans or credit cards and the terms are just as short; at the very least, your will have an additional option for fast cash. Think about your options. What are you going to gain? What will you lose? Most often the loss is in the form of cash since these loans are far from free.

Take the matter into your own hands and do your research no matter how pressed for time you are. If spending a few extra hours finding a direct cash advance lender rather than settling for the first one that pops up keeps your finances protected in the long run, then don't skimp on effort. Don't settle for predatory lender's conditions especially if you are not 100% sure you can afford the payoff in a few short weeks. Budget defense is building a safety net around you income in order to use you earnings to support your lifestyle. If you let out of country companies into your bank account, you will have very little defense against their practices.

Spotya! Cash Advance Loans does not advocate using a payday loan for just any type of spending. Visit


Post a Comment