WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, November 18, 2013

Finding the Right Cash Advance Providers

Finding the Right Cash Advance Providers
One of the most growing industries on the internet today is the payday loan industry. The dramatic increase in the demand for cash loans in recent years has led to a big increase in the number of cash advance providers. This has been great for consumers as it has given them greater choice when it comes to selecting a lender, however, the nature of the internet means that customers really need to have a good knowledge of these businesses in order to help them choose the best lenders for them.

One thing that you will need to know in order to find the right cash advance providers is the different types of lenders that offer this type of credit. Not all cash advance providers will actually fund your loan themselves. While some may act as third party lenders, a large number of them, particularly those that operate online, are actually affiliate companies and there is a significant difference between the two.

When you apply for your cash loan through third party cash advance providers they will purchase these funds from another lender. They will then add a little more to the rate that you pay in order to cover their costs and their profits. Depending on the price that these cash advance providers buy their money at, it could mean that you are paying more than you need to for your loan.

Affiliate cash advance providers operate in a similar way to third party lenders, however there is one significant difference. Affiliate cash advance providers obtain their commission directly from the lender and therefore they do not add anything to the cost of your loan. These companies merely act as the middle-man, and direct lenders pay them commission from their profits in return for a larger volume of customers.

Most direct cash advance providers rely on affiliate websites to get their business. Because the industry is so big, it is often difficult for them to compete in the market. The cost of advertising would far exceed the amount they pay in commissions to their affiliates and advertising would not reach as wide a customer base as affiliate websites can.

Cash advance providers who get the majority of their customers through affiliate websites are members of a large nationwide database of lenders. When you apply for a payday loan through an affiliate company they will find you a lender from this network that is best matched to the loan you require and the state in which you live.

When you are looking for cash advance providers it is important that you know the type of lender that you are dealing with. You will be able to get a better rate on your payday loan if you go through a direct lender or an affiliate rather than a third party lender. Sometimes it can be difficult at first glance to spot the difference, so you need to spend some time reading the fine print. Shopping around can quickly help you determine the most competitive lenders around, especially when you take the time to compare a number of different lenders.


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