WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, November 28, 2013

Online Cash Advances Enter Budgets When Credit Debt Sits Over Time

Online Cash Advances Enter Budgets When Credit Debt Sits Over Time
Is your household debt sitting comfortably in your month to month budgeted expense sheet? Do you pay down credit card debt then turn around and reuse the card or apply for online cash advances? Who is looking at your credit worthiness? It is always in your best interest to be the one most interested on what is happening in and out of your budgeted expenses.

Credit card companies are always looking for new customers to open lines of credit or keep current customers using their card over another. The motive behind creditors pushing card usage to levels of unpaid balances is to collect interest revenue. Even small interest rates collect profits over time.

How comfortable are you to keep that credit card balance unpaid just because you can afford to make the payments on time? Many people do not view this practice as creditor revenue power but more as extended spending power for their budgets. When unexpected costs pop up, it is easy to take out the plastic to pay and be on your way. No wonder why the credit companies bring in billions of profit dollars each year. Imagine, what those billions would look like in people's bank accounts? Look at your credit card statements to see the running total of how much has been spent so far in interest this year alone. It is a perfect example of how small amounts add up to big numbers.

Some people get too comfortable with their credit card debt; so much so that they no longer have access to it. Forgetting payments, maxing out credit limits or just letting the outstanding balance add to all the other unpaid debt will gear your credit worthiness up for a direct line to online cash advance lenders usage. When creditors start to turn their backs on applicants with too much unpaid debt, they close their doors. The risk factor becomes too high for typical money solutions.

Once credit worthiness slides down into sub-prime categories or below, emergency money options shrink. No longer is the affordable debt sitting comfortably into your finances. You may still be able to make the payments but the credit bureaus are now reading this long-term debt as a hazard to any future money needs. Now any emergency money will come at a higher price since alternative money tends to have a much higher interest price. This type of debt will not sit comfortably within your budget for any length of time. In fact, the sooner this debt is paid off the better chances you won't have additional problems creep in. Oftentimes when an applicant takes out fast cash advance that they truly cannot afford, their finances take a turn for the worse.

Interest is profit, so it is up to you to decide where that cost goes. If you are going to keep debt out over time then you will have to try to prepare yourself when the budget tips unfavorably. Emergency or unexpected expenses will tip that scale very quickly if you don't have a way to pay them quickly. Don't get comfortable with debt. As much as you need to use credit cards in order to have a good credit score, no one says that you have to leave the debt unpaid. If you are facing money troubles and online cash loan advances are the best option available, your debt is beyond comfortable. Take an interest in your finances before you run into problems. Lower your debt totals as best as you can while preparing for future emergencies with a personal emergency savings account. Your credit worthiness matters so make it an important interest now.


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