WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Friday, November 1, 2013

Payday Loan Companies Help Those Who Are Financially Troubled

Payday Loan Companies Help Those Who Are Financially Troubled
It will be interesting to see how the government shutdown will affect best payday loan companies. People in government jobs who have always had a secure paycheck schedule are now experiencing what many others have throughout the years. When there is a loss of hours or cutbacks in the workforce, people's budgeted costs will experience a good case of the hiccups.

One thing going for these government workers who are experiencing days off from work unpaid is that their job is waiting for them when the dust finally settles. They have not lost their position and their hours are not permanently cut but they will be missing part of their monthly income. Government jobs are well known for paying less than the public workforce. How will employees get by with less pay? For some, they may find themselves looking at payday loan lending companies for a bit of extra cash until their budgets fully recoup from less income.

For those people who have previously built an emergency savings account, the need for a fast short-term lender will not present itself. The money will be used to cover any loss and then rebuilt once regular paychecks get back on schedule. Some people have a good financial plan which runs their household.

There are many who work paycheck to paycheck and never had the opportunity to create a savings account. When a chunk of money is now missing from the next paycheck and individuals are facing not knowing when work will get back on track, it can be an extremely stressful situation. If there is no emergency savings to fall back on, how do these out of work government employees make their finances work?

Individuals will fall to their credit cards to cover everyday living expenses. Many will spend their available limits while continuing their same lifestyle. Financially savvy folks will make immediate cutbacks in order to accrue the least amount of new debt. Some will even take advantage of their cellphone provider's option to freeze the account in order to save on future bills. This action puts the service on hold without cancelling; no penalties involved but it is offered for a limited amount of time.

Instead of keeping up with current lifestyle purchases, it would help matters to cut back on any "wants". It may mean changing the upcoming weekend plans; pushing back the vacation you were hoping to take your family on or sending the kids to school with brown bag lunches.

For those who are already credit challenged, there is little credit availability to lean on. Alternative money measures will have to be taken. Some folks will have the privilege to lean on family or friends in order to get by these trying times while others will have to fall to "other" lenders. Short-term loan lenders such as online payday loan companies often see an influx of application s when a crisis similar to the government's one takes place. These 2 week loans give a fast sense of relief and borrowers often don't think about what their finances will look like once it is time to pay it back.

The affected government workers are the latest in what many others have already suffered. For those who still have a job and scheduled paychecks, it is not too late to change your financial plan to incorporate an emergency savings plan. Plan ahead for the unknown. Most financiers will suggest that an emergency savings account should hold at least six months' worth of bill payments. For the majority of workers, that figure is exasperating. It is best to take a small amount out of each paycheck and deposit into the account - not to be touched for any other reason besides a financial emergency. Leave additional credit card debt and online payday loans to the wayside when you can protect your own finances.

Spotya! Payday Loans does not advocate using a payday loan for just any type of spending. Our loans are meant to be short-term being paid off with the borrower's next paycheck. Visit


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