WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, November 28, 2013

Use Cash Advance Lenders Only When Emergencies Arise

Use Cash Advance Lenders Only When Emergencies Arise
Debtors who use cash advance lenders only when emergencies arise have their reasons, most of which are related to other financial problems elsewhere. Poor credit, no credit, protecting credit or building credit are all possible reasons that would turn a person towards the alternative money measure. Things have to be pretty bad within the budget to make these short-term fast cash advance loans cost effective, yet they are in many situations.

A taxi is a convenient way to get across town when there are no other means to get you there on time. A quick cash advance loan lender is similar in the fact that it will help when no other money matters will work; it is convenient but becomes costly if used too often. Since depending on either one would not make their usage affordable by any means, the price is cost effective if they are used to prevent other potential financial problems.

For people who use these loans 7-10 times a year in order to get past a money hump in the road, the price paid in initial fees alone is costly. If the loan is not paid off on time, then borrowers are looking at wasting their income which could be put to better use somewhere else.

*Borrowers use an average of 10 loans per year. That's a lot.

*Average loans are taken for $300 each time. This brings an additional cost of an average of $90 in fees each time. If the borrower does not pay off the loan on the original due date, the interest continues to add up every couple of weeks.

*Ten loans at $90 each is $900 that could be put to better use somewhere else in the budget. If debtors truly take an actually account of all interest paid out to creditors as well, they would be shockingly surprised as to how much of their yearly income is spent on interest charges alone.

*When fast cash advance loans are used sparingly, the $90 is an investment to keep a credit score on the up-road or prevent multiple late fees or bank overdraft charges. Bounce one bad check and fees from merchants and banks can easily reach that $90 fee mark. It may be apples and oranges to many people who have never been in that situation before, but using only an online cash advance lender to prevent other money troubles is cost effective and smart money management.

Too much money gets wasted on convenience. There are times when these higher priced options are more than just a convenience and end up being worth every penny. The hard part is controlling the urge to use them whenever there is a hint of a money problem. If a short-term loan is needed 10 times a year or more, then it is safe to say that they are not solving any financial problem. In fact, at this point, the short-term loans may be contributing to your problems.

Use cash advance direct lenders only to help escape further money problems. While you work on developing a plan to pay back the fast cash advance, it would make sense to strive to put money away for future needs. Rearrange your budget in order to afford the payoff as soon as possible then once it is paid off you can continue putting the amount into a savings. Saving money may disrupt your lifestyle a bit, but it surely is a cost effective way to prevent needing to waste money on interest in the future. You will enjoy the convenience of an emergency fund once it is there. Enjoy the perks of supplementing your own financial troubles when you become your own cash advance direct lender. Your lifestyle will reap the rewards for all your hard work. Give it a try!


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