WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, November 7, 2013

When to Get an Online Cash Advance

When to Get an Online Cash Advance
There are times when you need money fast. Online cash advances, also known as payday loans, are high interest and short term. These need to be paid back by the next salary payday of the borrower. Thanks to the Internet, these financial transactions can now be done online. A direct deposit is sent to the borrowers account after satisfying certain criteria.

Payday loans have varying annual percentage rates. Due to their nature, some states set a limit on the maximum interest that may be charged with these. Some states even ban same day loans. Because of the high cost of borrowing, you should only use these services when you need money fast.

When your credit card is maxed out and you need cash try asking your bank first. If that does not go well, then try to pawn an item of yours. Only after these have failed should you consider a payday loan. Below are some situations when you should get such an advance.

The primary reason for borrow money fast should be medical reasons. People who have no health insurance may need money. If there aren't any free health care services in your area, then borrow. Naturally, it is also useful if your family members are the ones in medical need. Also, consider generic medicine brands, which are just as effective and safe as the original.

A storm or hurricane just destroyed your rooftop. Natural disasters or fortuitous events that destroy your properties may require you to borrow funds. Check if your insurance covers your home. Also see if you can do the repairs yourself by going to your local hardware store.

Natural disasters such as floods may devastate an area. Relief goods can take time, and may not be enough for large families. Your parents and siblings should be your first alternative. You can borrow funds to get plane tickets, transportation money to get to them. Alternatively, you could buy food until they arrive to help you out. As long as the need is dire, online cash advances are practical.

Did you get thrown out? Moving out costs money. Calculate if it is more practical to buy new stuff such as a bed rather than hire movers to help transfer them. Ways of saving are hiring a truck yourself and doing the moving rather than hire movers. You may end up needing the money to make the initial deposit to acquire a lease.

Totaled your car? If insurance refuses to pay or fund is not enough, try to get a used car loan first. If that fails borrow a family member's car. Make sure the gas consumption is low. Otherwise, get a reliable second hand car such as a Honda. Consider commuting to work instead if possible rather than get a car because you still have to deal with gas and parking expenses.

Unfortunate things happen. If your house or apartment got robbed and there is no insurance then consider getting a loan. Only get the necessities such as a computer and prepaid cell phone for work. Thieves usually take electronic items - not a bed. Buy a better lock, alarm system, and sturdy door for future reference.

Borrowing is also practical if you got mugged foolishly were carrying a large sum of money. As a piece of advice try getting two savings cards. One as a temporary card and the other your primary card, which you always keep at home. It's easy to do bank to bank transfer because of the Internet. Make sure you do this on your own PC and not a public one.


Post a Comment